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Huntington Bank auto loans are only available to residents of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia and Wisconsin. The bank doesn’t charge an application fee or prepayment penalty. You must borrow a minimum of $5,000. You can submit a joint application with your spouse. Loan terms range up to 66 months. Is a Huntington Bank car loan right for you? Huntington Mortgage Payment The bank provides several convenient ways to make your monthly mortgage payments. You can login to your online mortgage account and make online mortgage payment through a checking account. Or you can simply send your loan payment through mail to: